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Lequana Robinson Insurance Agency
Home
Review My Insurance
Personal
  • Personal Insurance
  • Auto Insurance
  • Home Insurance
  • Life Insurance
  • Health Insurance
  • Motorcycle Insurance
  • Boating Insurance
  • RV Insurance
  • Classic Car Insurance
  • Renters Insurance
  • Umbrella Insurance
Commercial
  • Commercial Insurance
  • Business Liability Ins
  • Commercial Auto Insurance
  • Commercial Property Ins
  • Contractors Insurance
  • Cyber Liability Insurance
  • Errors and Omissions Ins
  • Farm and Ranch Insurance
  • Group Health Insurance
  • Landlord Liability Insu
  • Liquor Liability Ins
  • Bond Insurance
More
  • Home
  • Review My Insurance
  • Personal
    • Personal Insurance
    • Auto Insurance
    • Home Insurance
    • Life Insurance
    • Health Insurance
    • Motorcycle Insurance
    • Boating Insurance
    • RV Insurance
    • Classic Car Insurance
    • Renters Insurance
    • Umbrella Insurance
  • Commercial
    • Commercial Insurance
    • Business Liability Ins
    • Commercial Auto Insurance
    • Commercial Property Ins
    • Contractors Insurance
    • Cyber Liability Insurance
    • Errors and Omissions Ins
    • Farm and Ranch Insurance
    • Group Health Insurance
    • Landlord Liability Insu
    • Liquor Liability Ins
    • Bond Insurance
  • Home
  • Review My Insurance
  • Personal
    • Personal Insurance
    • Auto Insurance
    • Home Insurance
    • Life Insurance
    • Health Insurance
    • Motorcycle Insurance
    • Boating Insurance
    • RV Insurance
    • Classic Car Insurance
    • Renters Insurance
    • Umbrella Insurance
  • Commercial
    • Commercial Insurance
    • Business Liability Ins
    • Commercial Auto Insurance
    • Commercial Property Ins
    • Contractors Insurance
    • Cyber Liability Insurance
    • Errors and Omissions Ins
    • Farm and Ranch Insurance
    • Group Health Insurance
    • Landlord Liability Insu
    • Liquor Liability Ins
    • Bond Insurance

Liquor Liability Insurance

Is Your Business Protected with Liquor Liability Insurance?

Serving Businesses Across Ann Arbor​

Owning a business that serves alcohol whether at a permanent location or a one-time event—always carries a degree of risk. That’s where liquor liability insurance in Michigan becomes essential. This coverage protects your business from financial loss or legal claims arising when an intoxicated patron causes injury or property damage.

If your business manufactures, sells, serves, or facilitates the purchase or consumption of alcohol, liquor liability insurance in Michigan isn’t just a smart choice—it’s a necessary safeguard against unexpected lawsuits and liabilities.

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Liquor Liability Insurance 101: What Every Business Needs to Know

Liquor liability insurance is often misunderstood—even among experienced professionals. The confusion stems from widely varying state laws and complex policy options. However, understanding the basics can help businesses make informed decisions.


Dram Shop Laws, enacted at the state level, hold alcohol-serving establishments financially responsible for harm caused by visibly intoxicated individuals. This could include injuries to others, damage to property, or even harm to the intoxicated person themselves.


Liquor Legal Liability Insurance offers protection for businesses that manufacture, sell, or serve alcohol. It covers bodily injury and property damage resulting from a patron's intoxication, for which your business could be held legally liable.


Host Liquor Liability Insurance is designed for companies or individuals who host events where alcohol is served—but not sold—such as employee parties or corporate functions. It provides temporary coverage for incidents that may arise due to alcohol consumption at these events.


Whether you're running a bar, restaurant, catering service, or hosting a one-time celebration, having the right liquor liability insurance in place is essential to protect against the unexpected and ensure legal complain

Are You Legally Responsible?

Increased Legal Accountability

 Due to evolving court decisions and new state laws, businesses that serve alcohol are facing greater legal responsibility for damages under liquor liability laws.
 

Lack of Industry Coverage

 Despite the growing risks, over half of all alcohol-serving establishments in the U.S. still operate without liquor liability insurance, exposing themselves to serious financial and legal consequences.
 

Easy Application Process

 We simplify the process—just fill out a quick online form, and our experienced agents will compare policies from top providers to find the best liquor liability insurance for your needs.
 

Client-Focused Service

Our commitment is to you. We go beyond just providing coverage—we advocate for your protection and work to ensure your business is secure and fully informed.
 

DRIVE WITH CONFIDENCE GET Liquor Liability Insurance

“Customized coverage. Competitive rates. Instant quotes.”
Schedule a AppointmentGet Free Insurance Quotes

Types of CoveragE

Monthly payment options

Coverage of temporary staff

Coverage of temporary staff

We understand that managing cash flow is important for every business. That’s why we offer flexible monthly payment plans—so you can get the coverage you need without paying the full premium upfront. It’s a convenient way to protect your business without financial strain.


Coverage of temporary staff

Coverage of temporary staff

Coverage of temporary staff

Whether you’re hiring seasonal help, event staff, or temporary workers, our policies can include coverage for non-permanent employees. This ensures your business is protected even when staffing fluctuates—especially important for hospitality and event-based industries.


Claims responsiveness

Coverage of temporary staff

Claims responsiveness

When something goes wrong, fast and reliable claims support matters. Our insurance partners are known for responsive claims handling, helping you navigate the process quickly so you can get back to business with minimal disruption.


Tailored coverage

Knowledgeable agents

Claims responsiveness

No two businesses are alike, and neither are their risks. We customize your policy to match your specific operations, whether you run a bar, restaurant, catering company, or host occasional events. You get the right protection—nothing more, nothing less.

 

Knowledgeable agents

Knowledgeable agents

Knowledgeable agents

Our licensed insurance agents know liquor liability laws inside and out, especially in your state. We’re here to answer your questions, explain coverage in plain terms, and help you make smart, informed decisions about your policy.

 

Why Choose Lequana Robinson Insurance Agency?

Fast & Simple Claims

Our Team Cover your Expese or Cliam value as soon as fast.

24/7 support

We provide 24/7 support via email or phone.

Flexible plans

We Provide multiple plan for all type of drivers.

Discounts

Discounts for safe drivers, bundling, students, etc.

Hear from our satisfied customers

Frequently Asked Questions

Please reach us at lwallace@lequana.com if you cannot find an answer to your question.

 

Absolutely. Our liquor liability insurance policies can be tailored to include temporary or seasonal employees, ensuring you're protected during events, holidays, or staffing fluctuations.


 We work with insurance providers known for their fast and responsive claims handling. In the event of a claim, our team and partners act quickly to minimize disruption to your business.


 Yes. Every business is different, and we’ll tailor your liquor liability coverage to match your specific needs whether you run a bar, restaurant, brewery, event venue, or host special occasions.


Get a Free Quote Today

Affordable. Reliable. Local

 

Looking for  boat Insurance  Ann Arbor MI or nearby you? Contact Lequana Robinson Insurance Agency for a personalized quote today.

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